Workers' Comp Cost for Concrete Contractors in Jacksonville, FL
Florida 2026 rate: $4.50–$7.00 per $100 payroll per $100 payroll (Class Code 5213). $6,500–$18,000 for a small concrete crew.
Concrete Contractors Workers' Comp in Jacksonville
Jacksonville's booming construction sector, driven by military and port expansions, creates a high demand for skilled concrete contractors. Understanding the cost of workers' compensation is crucial for businesses in this dynamic market. Bright Coast Insurance specializes in providing competitive workers' comp solutions, with the 2026 FWCJUA rate for concrete contractors in Florida typically ranging from $4.50–$7.00 per $100 of payroll.
Rate Range
$4.50–$7.00
per $100
Class Code
5213
NCCI 2026
Same-Day
COI
available
What Affects Your Premium
- Annual payroll for all concrete workers and operators
- Type of concrete work (foundations, flatwork, structural)
- Equipment usage (pump trucks, mixers)
- Experience modification rate (EMR)
- Claims history
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Bilingual agents available. Same-day quotes and COI issuance for Jacksonville-area concrete contractors.
Other Trades in Jacksonville
Concrete Contractors Insurance Market in Jacksonville
Local Market
The Jacksonville concrete market is significantly influenced by large-scale infrastructure projects, including ongoing developments at the Port of Jacksonville (JAXPORT) and military installations like NAS Jacksonville. Suburban sprawl in areas like Nocatee and St. Johns County also fuels residential and commercial concrete work. Major general contractors often seek reliable concrete partners, making local connections and project experience vital for success.
County Requirements
In Duval County, concrete contractors must adhere to specific permitting processes and ensure all workers' compensation insurance is current and verifiable. The City of Jacksonville's Building Inspection Division oversees compliance, often requiring proof of insurance for project approval. Staying updated on local ordinances is essential to avoid delays and penalties.
Top Risk Factors
Concrete work in Jacksonville presents unique risks, including exposure to extreme heat and humidity during Florida's long summers, increasing the risk of heatstroke and dehydration. Handling heavy materials and operating machinery on large construction sites, often near waterways or in expansive developments, also contributes to potential musculoskeletal injuries and falls. Proper safety protocols are paramount to mitigate these trade-specific hazards.
FAQs — Concrete Contractors Workers' Comp in Jacksonville
How do Jacksonville's large-scale military and port projects affect workers' comp rates for concrete contractors?
Large-scale projects in Jacksonville, particularly those at military bases and JAXPORT, often involve stringent safety requirements and higher project values. While these projects can demand more robust insurance coverage, adherence to strict safety protocols can help mitigate risks and potentially stabilize or improve workers' comp rates over time for concrete contractors.
What specific Duval County regulations should concrete contractors be aware of regarding workers' compensation?
Duval County, through the City of Jacksonville, requires all contractors to maintain valid workers' compensation insurance for their employees, as mandated by Florida law. Contractors must often provide proof of coverage when applying for permits or bidding on municipal projects, ensuring compliance with local and state regulations to operate legally.
Are there seasonal factors in Jacksonville that impact concrete contractor risks and thus workers' comp costs?
Yes, Jacksonville's climate, especially the hot and humid summer months, can increase the risk of heat-related illnesses among concrete workers. The hurricane season also brings potential for weather-related delays and hazardous working conditions. These seasonal factors can influence claims and, consequently, workers' comp costs if not properly managed with robust safety measures.
Concrete Contractors Workers' Comp Cost in Other Florida Cities
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