Florida Workers Comp Class Code 3040 — Structural Steel Fabrication

Florida Workers Compensation | FWCJUA 2026 Rate | Fast Workers Comp by Bright Coast

What Is Class Code 3040?

Florida workers' compensation class code 3040 covers structural steel fabrication operations. This classification is used by Florida carriers and the FWCJUA to determine the base rate for workers' comp policies covering employees in this trade.

2026 Florida Rate for Code 3040

The current Florida workers' compensation rate for class code 3040 is $3.80 per $100 payroll. This rate is multiplied by your payroll per $100 to determine your base premium. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits.

Florida Workers' Comp Requirements for Code 3040

Florida law requires all construction employers with one or more employees to carry workers' compensation insurance. Employers in non-construction trades must carry coverage when they have four or more employees. Sole proprietors in construction may file a Certificate of Election to be Exempt with the Florida Division of Workers' Compensation.

Get a Quote for Class Code 3040 in Florida

Fast Workers Comp by Bright Coast Insurance specializes in Florida workers' comp for class code 3040 and all construction trades. Call or text (239) 323-0785 or get a free quote at brightcoastins.com. Same-day certificates of insurance available.