Florida Workers Comp Class Code 5537 — Heating, Ventilation, Air Conditioning (HVAC)

Florida Workers Compensation | FWCJUA 2026 Rate | Fast Workers Comp by Bright Coast

What Is Class Code 5537?

Florida workers' compensation class code 5537 covers heating, ventilation, air conditioning (hvac) operations. This classification is used by Florida carriers and the FWCJUA to determine the base rate for workers' comp policies covering employees in this trade.

2026 Florida Rate for Code 5537

The current Florida workers' compensation rate for class code 5537 is $3.00 per $100 payroll. This rate is multiplied by your payroll per $100 to determine your base premium. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits.

Florida Workers' Comp Requirements for Code 5537

Florida law requires all construction employers with one or more employees to carry workers' compensation insurance. Employers in non-construction trades must carry coverage when they have four or more employees. Sole proprietors in construction may file a Certificate of Election to be Exempt with the Florida Division of Workers' Compensation.

Get a Quote for Class Code 5537 in Florida

Fast Workers Comp by Bright Coast Insurance specializes in Florida workers' comp for class code 5537 and all construction trades. Call or text (239) 323-0785 or get a free quote at brightcoastins.com. Same-day certificates of insurance available.