Beauty Parlors and Hair Styling Salons
Beauty salons, hair salons, and hair styling studios.
System
ISO
Code
10115
Basis
gross receipts
State
Florida
Florida Note: Florida cosmetologists and salon owners must be licensed through DBPR.
What Does GL Code 10115 Cover?
ISO GL class code 10115 covers beauty salons, hair salons, and hair styling studios offering haircuts, coloring, styling, and related services.
Who Uses This Class Code?
Hair salons, beauty salons, hair stylists, barber shops with styling services, and full-service beauty establishments.
Common GL Claims for This Class
Common claims include chemical burns from hair treatments, allergic reactions to products, and slip-and-fall injuries.
Coverage Tips for Code 10115
- Chemical burns from hair coloring and perming treatments are a significant liability
- Ensure your policy covers professional liability (errors and omissions) for service-related claims
- Slip-and-fall from wet floors is a common premises liability claim
- Florida cosmetology licenses are required for all practitioners
Basis of Premium: Gross receipts
GL policies rated on gross receipts use your total annual revenue as the exposure base. Your carrier will apply a rate per $1,000 of gross receipts to calculate your premium. At policy expiration, your carrier will audit your actual receipts and adjust the final premium.
Get a GL Quote
We work with multiple admitted carriers to find the best GL rate for code 10115.
Get a QuoteCall (239) 323-0785Code Details
- Code
- 10115
- System
- ISO
- Category
- Health & Wellness
- Basis
- gross receipts
- FWC Eligible
- Check with agent
Ready to Get Covered Under Code 10115?
Bright Coast Insurance works with multiple admitted carriers in Florida to find the best GL rate for your business class. Get a quote in minutes.