Painting--Interior--Buildings or Structures
Interior painting contractors for residential and commercial buildings.
System
ISO
Code
98305
Basis
gross receipts
State
Florida
Florida Note: FWC includes interior painting in their admitted contractor program.
What Does GL Code 98305 Cover?
ISO GL class code 98305 covers interior painting contractors for residential and commercial buildings.
Who Uses This Class Code?
Interior painters, residential painters, commercial interior painting contractors, and decorative painting specialists.
Common GL Claims for This Class
Common claims include property damage from paint spills, damage to furniture and flooring, and bodily injury from fumes in enclosed spaces.
Coverage Tips for Code 98305
- Protect floors and furniture before painting — property damage claims are common
- VOC exposure in enclosed spaces requires proper ventilation
- Completed operations coverage is important for paint defects
- Separate any exterior painting work under code 98304
Basis of Premium: Gross receipts
GL policies rated on gross receipts use your total annual revenue as the exposure base. Your carrier will apply a rate per $1,000 of gross receipts to calculate your premium. At policy expiration, your carrier will audit your actual receipts and adjust the final premium.
Get a GL Quote
We work with multiple admitted carriers to find the best GL rate for code 98305.
Get a QuoteCall (239) 323-0785Code Details
- Code
- 98305
- System
- ISO
- Category
- Contractors & Trades
- Basis
- gross receipts
- FWC Eligible
- Yes
Ready to Get Covered Under Code 98305?
Bright Coast Insurance works with multiple admitted carriers in Florida to find the best GL rate for your business class. Get a quote in minutes.