Rifle or Pistol Ranges

What Does GL Code 47254 Cover?

ISO GL class code 47254 specifically covers businesses operating rifle or pistol ranges, encompassing both indoor and outdoor facilities where individuals engage in target practice, firearm training, or recreational shooting. This classification applies to the general liability exposures associated with the operation and maintenance of such ranges, including premises liability and activities related to firearm use.

Who Uses This Class Code?

This code is applicable to a variety of entities that operate shooting facilities, including commercial indoor gun ranges, outdoor firing ranges, private gun clubs, law enforcement training academies with public access, and businesses offering firearm safety courses or marksmanship instruction.

Common GL Claims for This Class

Common claims include accidental shootings or injuries to participants or spectators due to ricochets or improper firearm handling, and noise complaints from neighboring properties leading to nuisance lawsuits.

Coverage Tips for Code 47254

• Ensure your policy includes specific coverage for firearms and ammunition liability, as standard GL policies may have exclusions.
• Implement strict safety protocols and require waivers from all participants to mitigate liability and demonstrate due diligence.
• Verify that your gross receipts reporting for audit purposes accurately reflects all revenue streams, including range fees, rentals, and sales, to avoid audit discrepancies.
• In Florida, confirm compliance with all state and local regulations regarding range operation, noise ordinances, and lead abatement to prevent regulatory fines and potential claims.