Tattoo Parlors

What Does GL Code 18570 Cover?

ISO GL class code 18570 covers businesses primarily engaged in providing tattooing services, including body art, permanent makeup, and body piercing. This code classifies operations where artists apply permanent designs to the skin using needles and pigments, encompassing both the artistic service and the associated health and safety protocols.

Who Uses This Class Code?

Tattoo studios, body piercing shops, permanent makeup artists, cosmetic tattoo clinics, and establishments offering microblading services all fall under this classification.

Common GL Claims for This Class

Common claims include allergic reactions to inks, infections resulting from improper sterilization or aftercare, and claims of bodily injury due to faulty equipment or artist negligence during the tattooing or piercing process.

Coverage Tips for Code 18570

• Ensure your policy includes coverage for professional liability (malpractice) due to the inherent risks of bodily injury from procedures.
• Verify your general liability policy does not contain exclusions for communicable diseases or bloodborne pathogens, which are critical for this industry.
• Maintain meticulous client consent forms and health records, as these are vital for defense in bodily injury claims and regulatory compliance.
• Implement strict sterilization and sanitation protocols, and ensure your insurer is aware of these practices to mitigate underwriting concerns and potential claims.