Class Code 3400 — Hardware Mfg

What This Class Code Covers

Class code 3400 covers hardware manufacturing operations, including the production of nuts, bolts, screws, hinges, locks, and other hardware items. Work involves cold heading, stamping, machining, and finishing of metal hardware components.

Who Is Classified Under Code 3400

Hardware production workers, machine operators, and finishing workers.

Florida Rate for Class Code 3400

The current Florida workers' compensation rate for class code 3400 is $2.10 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 3400

This class code applies to businesses like a medium-sized manufacturing plant in Orlando producing custom door hinges and cabinet pulls for residential and commercial builders, employing around 50 workers. It also covers smaller operations in Jacksonville that specialize in fabricating unique fasteners and specialty bolts for marine applications and industrial machinery, typically with 15-20 employees.

Common Claims for Class Code 3400

Common claims in hardware manufacturing involve lacerations and crush injuries from operating stamping presses or machining equipment, often resulting in severe hand or finger damage requiring surgery. Musculoskeletal strains and sprains from repetitive tasks or lifting heavy raw materials are also frequent, leading to lost work time and physical therapy. Eye injuries from flying debris during grinding or cutting operations, ranging from minor irritation to permanent vision impairment, are also a concern.

Premium Reduction Tips

• Machine guarding on stamping and heading equipment is critical
• Metal chip injuries are common — eye protection is mandatory

Get a Quote for Class Code 3400 in Florida

Bright Coast Insurance provides workers' compensation quotes for class code 3400 in Florida. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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