Class Code 3548 — Firearms Mfg

Florida Workers Compensation | NCCI Class Code 3548

What This Class Code Covers

Class code 3548 covers firearms manufacturing operations, including the production of pistols, rifles, shotguns, and other firearms. Work involves precision machining, assembly, and testing of firearm components. This is a regulated industry with strict quality and safety requirements.

Who Is Classified Under Code 3548

Firearms machinists, assemblers, and test technicians.

Florida Rate for Class Code 3548

The current Florida workers' compensation rate for class code 3548 is $1.60 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 3548

This class code applies to businesses like a medium-sized firearms manufacturer in Orlando producing hunting rifles and pistols, employing around 50 machinists and assemblers. It also covers smaller, specialized operations in Miami-Dade County that custom-build high-precision firearms for competitive shooting, with a team of 10-15 skilled technicians. Additionally, a large facility near Jacksonville that manufactures components for military-grade firearms would fall under this classification.

Common Claims for Class Code 3548

The most common claims involve lacerations and crush injuries to hands and fingers from operating precision machinery, often leading to stitches or even amputation. Repetitive motion injuries such as carpal tunnel syndrome are frequent among assemblers, requiring physical therapy or surgery. Eye injuries from flying debris or chemical splashes during cleaning and finishing processes, ranging from minor irritation to permanent vision impairment, are also common.

Premium Reduction Tips

  • Firearms testing operations require proper range safety procedures
  • Machine guarding on machining equipment is the primary safety priority

Get a Quote for Class Code 3548 in Florida

Bright Coast Insurance provides workers' compensation quotes for class code 3548 in Florida. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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