Class Code 3803 — Automobile Repair - All Employees

Florida Workers Compensation | NCCI Class Code 3803

What This Class Code Covers

Class code 3803 covers automobile repair operations, including all employees at auto repair shops, dealership service departments, and specialty repair shops. Work involves diagnosing, repairing, and maintaining vehicles, including engine work, transmission repair, brake service, and electrical diagnostics. Hazards include chemical exposure from automotive fluids, burns from hot engines and exhaust, falls from lifts, and ergonomic injuries from working in awkward positions under vehicles.

Who Is Classified Under Code 3803

Auto mechanics, technicians, service advisors, parts counter staff, and all other employees at auto repair facilities.

Florida Rate for Class Code 3803

The current Florida workers' compensation rate for class code 3803 is $1.95 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 3803

This class code applies to businesses like a 5-bay independent auto repair shop in Orlando specializing in foreign car maintenance, a large Ford dealership service department in Jacksonville employing 30 technicians, or a small tire and brake shop in Miami with 4 employees.

Common Claims for Class Code 3803

The most common claims involve strains and sprains from lifting heavy parts or working in awkward positions, often leading to several weeks of lost work. Burns from hot engines or exhaust systems, and cuts/lacerations from tools or sharp metal, are also frequent, typically resulting in emergency room visits and minor follow-up care.

Premium Reduction Tips

  • Lift safety training and inspection programs reduce the risk of vehicle fall injuries
  • Chemical exposure from brake dust, solvents, and automotive fluids requires proper PPE
  • Separate any body repair operations under code 8393

Get a Quote for Class Code 3803 in Florida

Bright Coast Insurance provides workers' compensation quotes for class code 3803 in Florida. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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