Class Code 7421 — Aircraft - Transport/Personnel

What This Class Code Covers

Class code 7421 covers aircraft operations for transport or personnel, including charter flights, air taxi services, and corporate aviation. Work involves flight operations, aircraft maintenance, and passenger handling. Florida's extensive general aviation community and corporate flight departments make this a significant classification. Hazards include aviation accidents, maintenance-related injuries, and ramp operations.

Who Is Classified Under Code 7421

Charter pilots, corporate pilots, and aircraft maintenance technicians.

Florida Rate for Class Code 7421

The current Florida workers' compensation rate for class code 7421 is $0.50 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 7421

A charter flight company based in Fort Lauderdale offering private jet services for business and leisure travelers. A corporate aviation department for a large company in Tampa, managing its fleet of executive aircraft.

Common Claims for Class Code 7421

Similar to scheduled air carriers, turbulence-related injuries, back pain for pilots, and hearing loss are risks. Additionally, injuries during aircraft maintenance (e.g., falls from ladders, contact with moving parts) are common. Exposure to aviation fuels and chemicals is also a concern.

Premium Reduction Tips

• FAA maintenance records and pilot qualification documentation support underwriting
• Separate scheduled airline operations under code 7403
• Aircraft hull insurance and workers comp should be coordinated for comprehensive coverage

Get a Quote for Class Code 7421 in Florida

Bright Coast Insurance provides workers' compensation quotes for class code 7421 in Florida. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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