Class Code 8013 — Store - Jewelry

What This Class Code Covers

Class code 8013 covers jewelry store retail operations, including fine jewelry stores, watch repair shops, and jewelry manufacturing within a retail setting. Work involves customer service, jewelry display and security, and repair operations. Hazards are relatively low, primarily involving robbery-related injuries (which are covered under workers comp), repetitive motion from repair work, and chemical exposure from cleaning solutions.

Who Is Classified Under Code 8013

Jewelry sales associates, bench jewelers, and store managers.

Florida Rate for Class Code 8013

The current Florida workers' compensation rate for class code 8013 is $0.24 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 8013

For class code 8013, real-world examples include: A family-owned jewelry store in Naples, specializing in custom designs and repairs with 3 employees. A high-end jewelry boutique in Palm Beach Gardens, showcasing luxury brands and employing expert jewelers.

Common Claims for Class Code 8013

Common workers' comp claims for class code 8013 often involve: Repetitive strain injuries from intricate bench work, such as carpal tunnel syndrome. Minor cuts or burns from using small tools or soldering equipment. Eye strain from detailed work, typically low severity.

Premium Reduction Tips

• Security protocols reduce robbery-related injury claims
• Chemical handling procedures apply to jewelry cleaning and plating solutions
• Separate manufacturing operations under appropriate manufacturing codes

Get a Quote for Class Code 8013 in Florida

Bright Coast Insurance provides workers' compensation quotes for class code 8013 in Florida. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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