Class Code 8044 — Store - Furniture & Drivers

What This Class Code Covers

Class code 8044 covers furniture store retail operations and their drivers, including showroom sales, delivery, and assembly services. Work involves customer service, furniture display, delivery driving, and in-home furniture assembly. Hazards include musculoskeletal strain from moving heavy furniture, motor vehicle accidents for delivery drivers, and customer home delivery injuries.

Who Is Classified Under Code 8044

Furniture sales associates, delivery drivers, and assembly technicians.

Florida Rate for Class Code 8044

The current Florida workers' compensation rate for class code 8044 is $1.92 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 8044

For class code 8044, real-world examples include: A furniture showroom in Boca Raton with a dedicated delivery team serving residential customers. A large furniture retailer in Jacksonville offering assembly services and white-glove delivery.

Common Claims for Class Code 8044

Common workers' comp claims for class code 8044 often involve: Back strains and sprains from lifting and moving heavy furniture, often severe. Lacerations or crush injuries to hands and feet during furniture assembly or delivery. Vehicle accidents during delivery, leading to whiplash or fractures.

Premium Reduction Tips

• Two-person lift requirements for heavy furniture reduce back injury claims
• MVR checks are essential for delivery drivers
• Separate warehouse operations under code 8292 if applicable

Get a Quote for Class Code 8044 in Florida

Bright Coast Insurance provides workers' compensation quotes for class code 8044 in Florida. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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