Store - Wholesale Lumber
Florida Workers' Compensation Class Code 8265 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.45
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8265?
Class code 8265 covers wholesale lumber yard employees, including yard workers who handle and sort lumber, forklift operators, and counter sales staff. Florida's construction industry creates strong demand for wholesale lumber distribution, particularly in high-growth markets like Tampa Bay, Orlando, and Southwest Florida. Lumber yard work involves significant physical hazards from heavy material handling and equipment operation.
Who is Covered Under This Code?
Lumber yard workers, forklift operators, crane operators, counter sales staff, and delivery drivers at wholesale lumber yards.
Tips to Reduce Your Premium
- Lumber handling equipment (forklifts, cranes) requires certified operators
- Personal protective equipment including hard hats and steel-toed boots are essential
- Separate delivery drivers under a driver classification if they operate company vehicles
- Implement formal safety programs — lumber yards have above-average injury rates
Common Claim Scenarios
Crush injuries from lumber falls, forklift accidents, back strains from manual handling, and cuts from saws or sharp edges are the primary claim types.
Frequently Asked Questions
What is workers comp class code 8265?
Class code 8265 covers wholesale lumber yard employees, including yard workers who handle and sort lumber, forklift operators, and counter sales staff. Florida's construction industry creates strong demand for wholesale lumber distribution, particularly in high-growth markets like Tampa Bay, Orlando, and Southwest Florida. Lumber yard work involves significant physical hazards from heavy material handling and equipment operation.
What is the workers comp rate for class code 8265 in Florida?
The current workers' compensation rate for class code 8265 in Florida is $1.45 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8265?
Lumber yard workers, forklift operators, crane operators, counter sales staff, and delivery drivers at wholesale lumber yards.
How can I reduce my workers comp premium for class code 8265 in Florida?
Lumber handling equipment (forklifts, cranes) requires certified operators Personal protective equipment including hard hats and steel-toed boots are essential Separate delivery drivers under a driver classification if they operate company vehicles Implement formal safety programs — lumber yards have above-average injury rates
Do I need workers comp insurance for employees classified under code 8265 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8265 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8265 in FL.
Quick Facts
- Class Code
- 8265
- State
- Florida
- Rate per $100
- $1.45
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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