Class Code 9720 — Clubs - Fraternal

What This Class Code Covers

Class code 9720 covers employees of fraternal organizations and clubs, including lodge employees, event staff, bar and kitchen workers, and administrative personnel at organizations like Elks, Moose, Eagles, and similar fraternal clubs. Florida has a large number of fraternal organizations, particularly in retirement communities. Hazards include kitchen and food service injuries, slip-and-fall incidents, and ergonomic conditions for administrative staff.

Who Is Classified Under Code 9720

Fraternal club employees including kitchen and bar staff, event coordinators, maintenance workers, and administrative personnel.

Florida Rate for Class Code 9720

The current Florida workers' compensation rate for class code 9720 is $1.05 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Common Claims for Class Code 9720

Kitchen burns and cuts, slip-and-fall injuries on wet floors, and back strains from event setup and breakdown are the primary claim types.

Premium Reduction Tips

• Kitchen safety programs reduce the most common injury type for club employees
• Slip-and-fall prevention in bar and kitchen areas is critical
• Separate kitchen staff under food service codes if they represent a significant portion of payroll

Get a Quote for Class Code 9720 in Florida

Bright Coast Insurance provides workers' compensation quotes for class code 9720 in Florida. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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