Class Code 5551 — Roofing - All Kinds & Drivers

What This Class Code Covers

Class code 5551 covers roofing contractors and their employees who install, repair, or replace roofs of all types including asphalt shingles, tile, metal roofing, flat roofing (TPO, EPDM, modified bitumen), and built-up roofing. Roofing is one of the most hazardous construction trades in the United States, with fall fatalities consistently ranking among the highest of any construction classification. In Florida, roofing contractors are in constant demand due to hurricane damage, the aging housing stock, and new construction. Workers face extreme fall risks from roof edges and skylights, heat stress from working on hot roof surfaces, and burns from hot asphalt and torches.

Who Is Classified Under Code 5551

Roofers, roofing laborers, roofing supervisors, and drivers who transport roofing materials.

Illinois Rate for Class Code 5551

The current Illinois workers' compensation rate for class code 5551 is contact us for current rate. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 5551

A residential roofing company in Jacksonville replacing shingle roofs on single-family homes. A commercial roofing contractor in Orlando installing TPO flat roofs on large retail centers and warehouses.

Common Claims for Class Code 5551

Falls from roofs are the leading cause of severe injury or fatality, including fractures, head trauma, and spinal injuries. Heat exhaustion, burns from hot tar, and nail gun injuries are also frequent.

Premium Reduction Tips

• Fall protection is the single most important safety measure for roofing — 100% fall protection is required
• Heat illness prevention programs are critical for Florida roofers working on hot roof surfaces
• Maintain a strong safety program to reduce your experience modification factor (EMR)

Get a Quote for Class Code 5551 in Illinois

Bright Coast Insurance provides workers' compensation quotes for class code 5551 in Illinois. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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