Class Code 8010 — Store - Hardware

Illinois Workers Compensation | NCCI Class Code 8010

What This Class Code Covers

Class code 8010 covers hardware store retail operations, including home improvement stores, building supply retailers, and tool and equipment dealers. Work involves customer service, stocking heavy merchandise, operating forklifts in the store, and managing lumber and building materials. Hazards include forklift operations, heavy merchandise handling, and cuts from tools and materials.

Who Is Classified Under Code 8010

Sales associates, stock clerks, forklift operators, and store managers.

Illinois Rate for Class Code 8010

The current Illinois workers' compensation rate for class code 8010 is $1.10 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 8010

For class code 8010, real-world examples include: A local hardware store in Gainesville with 10 employees, providing tools and supplies for DIY projects. A major home improvement retailer in Orlando, employing 50+ staff and offering lumber, plumbing, and electrical supplies.

Common Claims for Class Code 8010

Common workers' comp claims for class code 8010 often involve: Back injuries from lifting heavy merchandise like bags of concrete or lumber, often severe. Lacerations from handling sharp tools or materials, ranging from minor cuts to deep wounds. Forklift accidents leading to crush injuries or fractures, potentially fatal.

Premium Reduction Tips

  • Forklift safety programs are critical for hardware store operations
  • Heavy merchandise handling training reduces back injury claims
  • Separate lumber yard operations under code 8232 if applicable

Get a Quote for Class Code 8010 in Illinois

Bright Coast Insurance provides workers' compensation quotes for class code 8010 in Illinois. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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