Class Code 3240 — Automobile Body Mfg

What This Class Code Covers

Class code 3240 covers automobile body manufacturing, including the production of vehicle body panels, frames, and structural components. Work involves stamping, welding, and finishing metal body components.

Who Is Classified Under Code 3240

Stamping press operators, welders, and body panel fabricators.

Michigan Rate for Class Code 3240

The current Michigan workers' compensation rate for class code 3240 is $2.20 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 3240

This code applies to large-scale automotive manufacturing plants in Florida that produce car and truck bodies, such as a facility in Jacksonville specializing in commercial vehicle body fabrication, or a medium-sized plant near Orlando that manufactures specialty vehicle bodies like ambulances or recreational vehicles. It also covers smaller, independent shops that focus solely on fabricating custom body panels or structural components for the automotive industry.

Common Claims for Class Code 3240

Common claims involve lacerations and crush injuries from operating stamping presses and other heavy machinery, often resulting in severe hand or arm trauma requiring surgery. Welders frequently experience eye injuries from arc flashes and burns from hot metal, ranging from minor irritation to permanent vision damage. Musculoskeletal disorders like back strains and carpal tunnel syndrome are also prevalent due to repetitive tasks and heavy lifting.

Premium Reduction Tips

• Stamping press guarding is critical — these machines cause severe injuries
• Welding fume control is important in body manufacturing

Get a Quote for Class Code 3240 in Michigan

Bright Coast Insurance provides workers' compensation quotes for class code 3240 in Michigan. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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