Class Code 5535 — Sheet Metal Work - Installation & Drivers

Michigan Workers Compensation | NCCI Class Code 5535

What This Class Code Covers

Class code 5535 covers sheet metal work installation, including the installation of HVAC ductwork, metal roofing, gutters, downspouts, and architectural sheet metal. Sheet metal workers fabricate and install metal components on construction job sites. In Florida, sheet metal work is in high demand due to the active construction market and the need for hurricane-resistant HVAC systems. Hazards include cuts from sheet metal, falls from heights, and heavy lifting.

Who Is Classified Under Code 5535

Sheet metal workers, HVAC duct installers, metal roofers, and helpers.

Michigan Rate for Class Code 5535

The current Michigan workers' compensation rate for class code 5535 is $4.90 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 5535

A sheet metal fabrication and installation company in Orlando installing HVAC ductwork in new commercial buildings. A specialized contractor in Miami fabricating and installing architectural sheet metal for building facades.

Common Claims for Class Code 5535

Cuts and lacerations from sharp sheet metal edges, strains from lifting and positioning ductwork, and falls from ladders or scaffolding are common. Eye injuries from grinding or cutting metal also occur.

Premium Reduction Tips

  • Cut-resistant gloves are mandatory for sheet metal handling
  • Fall protection is required for roof and elevated sheet metal work
  • Separate shop fabrication under code 3018 — field installation has a higher rate

Get a Quote for Class Code 5535 in Michigan

Bright Coast Insurance provides workers' compensation quotes for class code 5535 in Michigan. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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