Class Code 7382 — Bus Company

What This Class Code Covers

Class code 7382 covers bus company operations, including intercity, charter, and commuter bus services. Work involves driving, passenger assistance, vehicle inspection, and maintenance. Florida's tourism industry and growing population support significant bus operations. Hazards include motor vehicle accidents, passenger assistance injuries, and the cumulative effects of prolonged driving.

Who Is Classified Under Code 7382

Bus drivers, mechanics, dispatchers, and terminal workers.

Michigan Rate for Class Code 7382

The current Michigan workers' compensation rate for class code 7382 is $3.60 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.

Examples of Businesses Under Code 7382

A large intercity bus company with routes connecting major Florida cities. A charter bus service in Orlando transporting tour groups to attractions. A municipal transit authority operating commuter buses in Jacksonville.

Common Claims for Class Code 7382

Vehicle accidents, including rollovers or collisions, are the most severe claims, causing multiple injuries or fatalities. Slips and falls while boarding/alighting, back strains from assisting passengers or handling luggage, and repetitive strain injuries from driving are common. Assaults by unruly passengers are also a risk.

Premium Reduction Tips

• DOT compliance and driver qualification files are mandatory
• Passenger assistance training reduces slip-and-fall claims at bus stops
• Separate school bus operations under code 7383

Get a Quote for Class Code 7382 in Michigan

Bright Coast Insurance provides workers' compensation quotes for class code 7382 in Michigan. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.

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