Class Code 5437 — Carpentry - Install Cabinet Work/Interior Trim
North Carolina Workers Compensation | NCCI Class Code 5437
What This Class Code Covers
Class code 5437 covers carpentry work involving the installation of cabinet work and interior trim, including kitchen cabinets, bathroom vanities, crown molding, baseboards, door casings, and similar finish carpentry. This is a lower-risk carpentry code than general framing because finish carpentry involves less heavy lifting and reduced fall exposure. In Florida, this classification is in high demand due to the active residential construction and remodeling market.
Who Is Classified Under Code 5437
Finish carpenters, cabinet installers, trim carpenters, and millwork installers.
North Carolina Rate for Class Code 5437
The current North Carolina workers' compensation rate for class code 5437 is $3.60 per $100 payroll. This rate is used to calculate your annual premium: (Total Payroll ÷ 100) × Rate. Your actual premium may be adjusted by your experience modification rate (EMR) and any applicable credits or debits.
Examples of Businesses Under Code 5437
A custom cabinet installation company in Naples installing high-end kitchen and bathroom cabinetry. A finish carpentry contractor in Orlando adding crown molding, baseboards, and interior trim to new commercial spaces.
Common Claims for Class Code 5437
Cuts from saws and routers, strains from lifting and positioning cabinets, and falls from step ladders are common. Eye injuries from sawdust and repetitive motion injuries from sanding and finishing also occur.
Premium Reduction Tips
- Separate rough framing work under code 5403 or 5645 — finish carpentry has a lower rate
- Nail gun safety training reduces puncture wound claims
- Ensure workers classified here do not perform structural framing work
Get a Quote for Class Code 5437 in North Carolina
Bright Coast Insurance provides workers' compensation quotes for class code 5437 in North Carolina. Call or text (239) 323-0785 or request a free quote online. We serve businesses statewide with same-day certificates of insurance available for qualifying accounts.
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