Clubs - Fraternal
South Carolina Workers' Compensation Class Code 9720 • NCCI • Effective 2025-01-01
Current Rate
$0.98
per $100 of payroll
NCCI 2025-01-01
What is Class Code 9720?
Class code 9720 covers employees of fraternal organizations and clubs, including lodge employees, event staff, bar and kitchen workers, and administrative personnel at organizations like Elks, Moose, Eagles, and similar fraternal clubs. Florida has a large number of fraternal organizations, particularly in retirement communities. Hazards include kitchen and food service injuries, slip-and-fall incidents, and ergonomic conditions for administrative staff.
Who is Covered Under This Code?
Fraternal club employees including kitchen and bar staff, event coordinators, maintenance workers, and administrative personnel.
Tips to Reduce Your Premium
- Kitchen safety programs reduce the most common injury type for club employees
- Slip-and-fall prevention in bar and kitchen areas is critical
- Separate kitchen staff under food service codes if they represent a significant portion of payroll
Common Claim Scenarios
Kitchen burns and cuts, slip-and-fall injuries on wet floors, and back strains from event setup and breakdown are the primary claim types.
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 9720?
Class code 9720 covers employees of fraternal organizations and clubs, including lodge employees, event staff, bar and kitchen workers, and administrative personnel at organizations like Elks, Moose, Eagles, and similar fraternal clubs. Florida has a large number of fraternal organizations, particularly in retirement communities. Hazards include kitchen and food service injuries, slip-and-fall incidents, and ergonomic conditions for administrative staff.
What is the workers comp rate for class code 9720 in South Carolina?
The current workers' compensation rate for class code 9720 in South Carolina is $0.98 per $100 of payroll, as set by NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 9720?
Fraternal club employees including kitchen and bar staff, event coordinators, maintenance workers, and administrative personnel.
How can I reduce my workers comp premium for class code 9720 in South Carolina?
Kitchen safety programs reduce the most common injury type for club employees Slip-and-fall prevention in bar and kitchen areas is critical Separate kitchen staff under food service codes if they represent a significant portion of payroll
Do I need workers comp insurance for employees classified under code 9720 in South Carolina?
Yes. South Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 9720 employees must be covered. Penalties for non-compliance in South Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 9720 in SC.
Quick Facts
- Class Code
- 9720
- State
- South Carolina
- Rate per $100
- $0.98
- Rating Org
- NCCI
- Effective
- 2025-01-01
Related Class Codes
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