Florida workers' comp · Published by Bright Coast Insurance
A published rate. A clearer starting point.
Start with the class code for your work. A published rate helps you understand the math; Bright Coast helps you get a real quote.
Last checked 2026-10-31 against FL DFS, Florida Statutes and FWCJUA sources.
Where do the rates come from?
We use FWCJUA only as the source of its published rate list. Rates shown here are effective January 1, 2026 and are listed per $100 of payroll.
Follow the source link beside the rate to view the official current list.
Source: FWCJUA published rate list · effective January 1, 2026 — Checked: 2026-10-31
How does the estimate work?
Annual payroll ÷ 100 × published rate. This simple calculation is an estimate, not a quote.
Select the code that matches the work performed. Payroll is optional in the rate tool.
Source: FWCJUA published rate list · effective January 1, 2026 — Checked: 2026-10-31
How do I get a real quote?
Tell Bright Coast about your business, the work your crew performs and your annual payroll. A licensed agent reviews your information and helps you with a real quote.
Call (239) 475-0361 or use the quote form below.
From our publisher
Get a Florida workers' comp quote from Bright Coast
Tell us about your crew. A licensed agent reviews it and calls you back.
Or call (239) 475-0361