Florida workers' comp · Published by Bright Coast Insurance
Terms of Use
These are the ground rules for using fastworkerscomp.com. We kept them short and plain. Effective October 31, 2026.
Operated by Precision Underwriters Inc. dba Bright Coast Insurance · Florida agency license L103957
Last checked 2026-10-31 against FL DFS, Florida Statutes and FWCJUA sources.
Who runs this site
This site is run by Bright Coast Insurance, a Florida insurance agency holding Florida agency license L103957. The full legal entity name is Precision Underwriters Inc. dba Bright Coast Insurance. Fast Workers Comp is an informational guide to Florida workers' compensation insurance.
The licensed agent is Nicholas Mladucky, FL General Lines (P&C) W330601.
Mailing address: PO Box 417, Pineland, FL 33945. This is a mailing address.
Phone: (239) 475-0361, Mon-Fri 8 AM-5 PM ET.
Information, not advice
Everything on this site is general information, not legal, tax, or insurance advice for your specific business. Workers' comp needs depend on the details of your business, so talk with a licensed agent before making a coverage decision. Reading this site does not make you a client of the agency.
We write in plain English to help you understand the basics. That simplicity means some details are left out.
If something on the site seems to conflict with your policy or the law, the policy and the law control.
Rates are reference only, not a quote
Any Florida rates or pricing figures on this site are reference information only, not a quote or an offer of coverage. Only an insurer can set your actual premium after reviewing your business. Rates can change, and we do not guarantee that figures shown here are current or complete.
Use any numbers you see here to get oriented, not to budget or make final decisions.
For a real quote, contact Bright Coast Insurance directly.
Using this site does not bind coverage
No insurance coverage is bound, issued, or changed by visiting this site, reading its pages, or submitting a form. Coverage begins only when an insurer formally accepts it and you receive confirmation. Until then, keep any existing policy in place and do not assume you are covered.
Submitting a form is a request for contact. It is not an application or a policy.
Do not cancel current coverage based on anything you read or submit here.
How Bright Coast Insurance is paid
Bright Coast Insurance may earn a commission from an insurance company if you buy a policy through the agency. That is how the agency is paid for its work. Reading this site and requesting information cost you nothing, and you are never required to buy a policy.
If you have questions about compensation, ask your agent before you buy.
Florida only
This site covers Florida workers' compensation only. Bright Coast Insurance holds a Florida agency license, and the information here is written for Florida businesses. Nothing on the site describes rules, coverage, or pricing anywhere else, so please do not rely on it for situations outside Florida.
If you are unsure whether Florida rules apply to your business, ask a licensed agent.
Using the site fairly
Please use this site lawfully and only for its intended purpose, which is learning about Florida workers' comp and contacting Bright Coast Insurance. Do not submit false information or someone else's details without permission, and do not try to disrupt or misuse the site in any way.
Please do not copy or republish site content without permission.
Limits on responsibility
We work to keep information accurate, but the site is provided as is, without guarantees of accuracy, completeness, or availability. To the extent the law allows, we are not responsible for losses from relying on site content instead of professional advice.
Links to other websites are provided for convenience. We do not control those sites.
Changes to these terms
We may update these terms from time to time. The effective date shows which version applies, and continuing to use the site after a change means you accept it.
These terms are effective October 31, 2026.
Questions about these terms
You can reach Bright Coast Insurance at (239) 475-0361, Mon-Fri 8 AM-5 PM ET, with any questions about these terms. You can also write to PO Box 417, Pineland, FL 33945, which is a mailing address. We are happy to explain anything here in plain language.
Email contact: support@brightcoastins.com.
SMS Messaging
Bright Coast Insurance Quote Updates sends quote and policy follow-ups about your request only (no marketing). Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase. Carriers are not liable for delayed or undelivered messages.
For support, contact Bright Coast Insurance at (239) 475-0361 or support@brightcoastins.com.
From our publisher
Get a Florida workers' comp quote from Bright Coast
Tell us about your crew. A licensed agent reviews it and calls you back.
Or call (239) 475-0361